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NIHFCU Promotions

For a limited time, NIHFCU members can take advantage of these exceptional offers.


What’s Your New Year’s Resolution?

In 2019, have you resolved to create a budget? Spend more time with family? Take up a new hobby? Or something else?  Let us know and you will be entered to win great prizes to help you on your way.

  • 1 Grand Prize: $500 in cash (deposit into your share savings account)

  • 1 Second Place Prize: $100 Dick’s Sporting Goods gift card

  • 3 Third Place Prizes: $50 Trader Joe’s gift cards

Simply complete our Facebook survey and provide the requested contact information to be entered for a chance to win.
NO PURCHASE NECESSARY TO ENTER OR WIN but you must be a current NIHFCU member age 18 years or more to enter or win (see below for full sweepstakes rules).

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“What’s Your Resolution” Sweepstakes – Official Rules

NO PURCHASE NECESSARY TO ENTER OR WIN. Must be age 18 or older as of January 1, 2019 residing in one of the fifty States or the District of Columbia to be eligible. Entrant must be a current NIH Federal Credit Union (NIHFCU) member. Excluded from participating are NIHFCU’s Board of Directors, officers, committee members and staff, and their immediate families. Contest period is January 1, 2019 – January 31, 2019. This Sweepstakes is void where prohibited by law. By participating in this Sweepstakes you agree to the terms and conditions of the NIHFCU “What’s Your Resolution” Sweepstakes Official Rules. Drawing & Prizes: At the end of the contest period, a random drawing will be conducted from among all responders who completed and submitted an entry (see: “entering” below) during the contest period. The drawing will be conducted by a judge or judges designated by NIHFCU. A total of five (5) prizes will be awarded. One (1) $500 cash deposit to the NIHFCU member’s primary share savings account, one (1) $100 Dick’s Sporting Goods gift card, and three (3) $50 Trader Joe’s gift cards.

Prize Restrictions: No substitution of the prize permitted except at the sole discretion of NIHFCU. Any portion of a prize not accepted by winner will be forfeited. Federal, state, and local taxes on each prize, and any expenses relating to the acceptance and use of a prize not specified herein as being awarded, are the responsibility of the winner. Winner may be required to provide NIHFCU with their Social Security number so appropriate reports can be filed with all taxing authorities.

Winner Notification: Winner need not be present to win and will be notified by email or phone within five business days of the drawing. Prize will be forfeited if winner does not claim prize within 30 days.

Odds: Odds of winning are based on the number of valid entries received, estimated at 500:1.

Entering: To win the Prize, you are not required to purchase goods or services from NIHFCU, pay any money to NIHFCU, or submit to a sales promotion effort. Complete the “What’s Your Resolution” survey form on NIHFCU’s Facebook page at during the contest period. To enter without completing the Facebook survey form, mail a 3”x 5” card to NIH Federal Credit Union, P.O. Box 6475, Rockville, MD, 20849-6475 (attention: “MKT-Resolution”) and include your name, age, phone number and e-mail address.

All entries must be received no later than January 31, 2019 to be eligible. One entry per eligible individual. All entries, whether submitted through the internet or by mail, become the property of NIHFCU and will not be returned. Online entries and entries submitted by mail have an equal chance of winning the Prizes, which will depend on the number of entries received.

Additional Terms: By participating, entrants agree to: a) the Official Rules and the decisions of the judges and NIHFCU, which shall be final in all respects; and b) release, discharge, indemnify, and hold harmless NIHFCU, their advertising and promotion agencies, and all of their respective officers, directors, shareholders, agents, employees, from any liability, claims, or damages arising out of their participation in the drawing and the acceptance, use, misuse, or possession of the prize. NIHFCU reserves the right to modify prize award procedures. NIHFCU reserves the right at its sole discretion to disqualify any entry or entrant and/or to cancel, terminate, modify, or suspend the drawing and at its sole discretion award prizes from among all eligible entries validly received prior to the action taken. NIHFCU is not responsible for printing or typographical errors in any drawing-related materials; for stolen, lost, late, misdirected, damaged, mutilated, incomplete, illegible, or postage-due mail or entries, nor for electronic transmission errors resulting in omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by NIHFCU on account of technical problems or traffic congestion on the Internet, at any Web site or any combination thereof. NIHFCU is not responsible for any injury or damage to entrants or any other person's computer related to or resulting from the download of any materials related to this Sweepstakes. If for any reason the Internet portion of the Sweepstakes is not capable of running as planned, including, but not limited to, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of NIHFCU that corrupts or affects the administration, security, fairness, integrity, or proper conduct of the Sweepstakes, NIHFCU reserves the right in its sole discretion to cancel, terminate, modify or suspend this Sweepstakes. NIHFCU is the sole sponsor of this contest. This sweepstakes is void where prohibited. NIHFCU reserves the right in its sole discretion to disqualify any entrant, including the Winner, who does not comply with these Official Rules. NIHFCU also reserves the right in its sole discretion to disqualify any entrant, including a Winner, who does or attempts to enter the Sweepstakes through any means other than as described in these Official Rules, or disrupt or damage NIHFCU's Web site, undermine the legitimate operation of the Sweepstakes, circumvent the terms and conditions of these Official Rules, or otherwise tamper with the Sweepstakes in any manner. If any of the above occurs, NIHFCU reserves the right to remedy any such action, disruption, or circumvention, and to seek damages from an entrant, including seeking an award of attorneys’ fees and costs, as permitted by law. Any attempt to deliberately damage NIHFCU's Web site or undermine the legitimate operation of the Sweepstakes or NIHFCU is a violation of criminal and civil laws.

Consent to Publicity and Release: By entering the Sweepstakes, you consent to the release of your name on the Winners List in the event that you win the Prize without further compensation, unless such use is prohibited by applicable law. You agree to release and hold harmless NIHFCU, its employees, officers, directors, agents, representatives, and affiliates from any and all claims of any kind arising directly or indirectly from any publication of the Winners List about the Sweepstakes.

Questions: Questions concerning the Sweepstakes or these Official Rules can be directed to: NIH Federal Credit Union "What’s Your Resolution Rules” Rockville, MD, 20849-6475, Attention: Marketing. Questions concerning any aspect of this Sweepstakes will be resolved by the Board of Directors of NIHFCU, and any such resolution will be final.
Dick’s Sporting Goods and Trader Joe’s owns their trademarks and are not affiliated with the NIHFCU. The NIHFCU is the sole sponsor of this sweepstakes.