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Auto Loans
0-36 months
APR* as low as
37-48 months
APR* as low as
49-60 months
APR* as low as
61-72 months
APR* as low as
73-84 months 1
APR* as low As
New & Used Vehicles
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2.74%
2.99%
3.24%
3.49%
3.74%

Above rates include 0.25% off for auto-debit of your loan

LIMITED TIME OFFER - Get an additional 0.25% discount and save an average of $3,383 off MSRP with the NIHFCU Car Buying Service. Learn More

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Apply Now, call 855.852.4748 or visit a branch

* Auto loan application must be submitted between 3/15/2018 and 5/21/2018 and funded by 7/21/18. Final rates and terms for approved applicants depend on credit and payment history, payment method and other factors which may be lawfully considered. All loan rates and terms subject to change without notice. Restrictions may apply.

** APR as of 4/18/18 for highly qualified applicants who meet requirements for 0.25% off for auto-payment. Vehicles that have a model year older than seven years will be priced at the signature loan rate. Final rates and terms for approved applicants depend on credit and payment history, payment method and other factors which may be lawfully considered. All loan rates and terms subject to change without notice. Restrictions may apply.

Payment example: Loan amount of $20,000 at a rate of 2.74% APR for 48 months would have a monthly payment of $440.39.
An approved applicant's base rate will depend on credit history, loan amount, vehicle age and payment schedule selected.
1 73-84 month financing term is available to borrowers based on credit worthiness.
Model year less than 8 years old.
Rates as of 4/18/2018 and subject to change without notice.

Other Information
  • A 90-day deferral of the first payment is an option available on all auto loans.
  • NIHFCU does not finance salvage, gray market, lemon law buyback or other branded title vehicles.
  • The minimum loan amount for up to 84 months is $15,000.
  • Loan amounts financed up to $150,000.
  • Vehicles that have a model year older than seven years will be priced at the signature loan rate.
  • Maximum odometer miles 100,000.
  • Final assigned rate will depend on factors indicated above and other factors NIHFCU may lawfully consider. Actual rates will be disclosed to approved applicants once final vehicle information is received. Rates may increase if the vehicle is outside the standard factors.

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Call 301.718.4748 or 855.852.4748 toll-free
Email: ConsumerLoans@nihfcu.org