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The NIH Federal Credit Union wants to help your small business or practice succeed in every way possible. That is why we have partnered with Express Merchant Processing Solutions powered by First Data®, a leader in payment processing solutions, to offer you easy and affordable payment processing solutions to meet today's consumer demands.

Enjoy the following benefits:

A One Stop, Fast and Efficiency Payment Processing Solution

  • Visa, MasterCard, Discover; Network and American Express - all organized onto one statement.*
  • Quick access to your account anywhere, anytime with Online Reporting.
  • Choose from a wide variety of advanced credit card processing technology including wireless, Internet and PC-based options
  • Innovative payment options for credit cards, pin-based debit, gift cards, electronic check acceptance and more.

Credit Card Processing

    Offer your customers more payment options by accepting credit cards including Visa®, MasterCard®, Discover® Network, American Express®, Diners Club® and JCB®.

Debit Cards

    Personal Identification Number (PIN) based and signature based debit transactions are the fastest growing form of electronic payment. This method of payment is convenient for your customers and offers you reduced fraud, faster checkout times and higher ticket averages.


    Accepting cards is easy for you and your customer with First Data's innovative merchant card processing solutions. Whether you need a mobile or wireless solution or one integrated with your PC, we have the equipment to help your business.

Gift Cards

    Build your brand and increase your sales with gift cards. Gift cards bring in new customers and gift card customers tend to spend more than just the value of the gift card.

Electronic Checks Conversion

    Minimize returned checks by turning a paper check into an electronic purchase at the point of sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.

eCommerce Solutions

    Whether it's a standard dial-up, high-speed IP or wireless terminal, we provide the most-advanced equipment available. Our software solutions make it easy for you to accept electronic payments over the Internet

Transaction Security

    The security of the Chargeback Defense System is one of the industry’s most accurate for processing chargeback investigations.

24/7 Online Account Access

    Access key information on all of your payment streams through Business Track(SM), a single consolidated web tool that provides convenient, user friendly insight into all of your processing data, including credit, debit, prepaid/gift card and check. http://www.businesstrack.com.

If First Data can't meet or beat your current merchant processing rate, you'll receive $500.*
Just submit your current merchant statement and learn how much you can save on a payment processing solution that fits your needs! You will receive a Visa® Gift Card if First Data is unable to match or do better than your current payment processing rate.

For more information, call at 877.398.4892 or email mbl@nihfcu.org

*Offer subject to change without notice. Some restrictions and limitations may apply. Merchant processing cost comparison based on all merchant services processing charges shown on a recent processor merchant statement. Limit one gift card per merchant, regardless of the number of business locations. The $500 will come in the form of a Visa ® Gift Card. Please allow 6 to 8 weeks for your gift card. Other fees may apply. Offer may be extended, modified or discontinued at any time without notice.